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Original live broadcast date: November 13, 2012
Duration: 60 minutes

Employers face health and safety risks when they send their employees overseas to foreign locations, especially to developing countries, either as part of a corporate global expansion or for business travel.

Companies that buy international business travel accident insurance need to ensure that not only are their employee risks covered, but also that the policies comply with local licensing and taxing requirements. In Europe, for example, a single accident and health policy purchased from a licensed insurer in the United Kingdom typically can cover an employer’s workers throughout the European Union. But there is less certainty in many other countries, such as Brazil, India, China and Mexico.

This free webinar, sponsored by Zurich, will help mployers determine the best way to keep track of multinational insurance programs when employees are visiting more than one country, and which nations have the most onerous regulations and taxes. It also will reveal travel and accident insurance options available to employers, including whether they can purchase excess coverage as part of a package policy and still be in compliance with local regulations.

Speakers for the webinar are: Bob Callard, Managing Partner of Robert Callard & Associates L.L.C., a consultant specializing in international insurance issues; Cheryl Lloyd, Director, Liability and Property Programs in the Office of Risk Services at the University of California; and David Mair, managing partner and CEO of Soter Healthcare Inc. in Champlin, Minn. The panelists will be available to field questions from our live online audience.

This webinar will be moderated by Business Insurance Senior Editor Joanne Wojcik

About the speakers:

Bob Callard is Managing Partner of Seattle-based Robert Callard & Associates L.L.C., which provides consulting on international Bob Callardaccounts to brokers and risk managers. He has more than 40 years’ experience in the property & casualty insurance industry, including senior management positions, both in the United States and overseas, with Chubb Corp. Mr. Callard specialized in international insurance for more than 25 years, including entry to new foreign markets and managing reverse-flow business from foreign-affiliates to the United States. He has taught a variety of insurance and management courses not only in the United States, Europe and the Far East. While in Asia, Mr. Callard developed and coordinated international insurance seminars at Shanghai University of Finance and Economics and delivered a seminar at Samsung Insurance Group’s Training Center in Taegon, South Korea.  He has written articles published in Washington CEO and Today's Insurance Professional. Prior to joining the insurance industry, Mr. Callard served as a special agent for U.S. Army counterintelligence with a German language specialty. He holds a bachelor of arts degree in history from Upsala College in East Orange, N.J., and a master of arts degree in history from the East Stroudsburg University of Pennsylvania.

Cheryl Lloyd is the Director, Liability and Property Programs in the Office of Risk Services at the University of California, Office of the President, based in Cheryl LloydOakland, Calif. In this capacity, Cheryl is responsible for general liability risks and the University’s property risk portfolio encompassing over $50 billion in property values for the entire 10 campus system. Cheryl is the Office of Risk Services’ lead for reputational risk and crisis management. Cheryl is also the point person for the University’s travel insurance and security program.  Cheryl began her career in insurance and risk with Chubb Insurance.  She joined the University of California in 1998.  Prior to joining UC, she was the corporate risk manager for Core-Mark International.  Cheryl has a degree in Mass Communications from University of California at Berkeley.

David Mair is Managing Partner and Chief Executive Officer of Soter Healthcare Inc., based in Champlin, Minn. Soter is a global health care and benefits firm that designs David Mairand delivers risk management, insurance and medical care solutions for individuals and organizations. Mr. Mair is a 20-year international risk management, benefits and insurance executive. He began his risk management as Director of Risk Management and Athlete Benefits for the United States Olympic Committee, where he oversaw the design and administration of the USOC’s health insurance program for America’s Olympic athletes. During his tenure, he was responsible for assisting athletes locate and access medical care around the world as they trained and competed in international events. He was involved with the insurance plan for athletes in seven Olympic Games and more than 100 international championship events. Following his departure from the USOC in July 2002, Mr. Mair was President of Risk Excellence, a strategic risk and leadership consultancy with an emphasis on governmental and nonprofit entities, and later Area Vice President at Arthur J. Gallagher & Company.  Prior to forming Soter Healthcare, he served as Director of Client Relations and Interim Chief of Emergency Operations for MEDEX Global Group (now FrontierMEDEX).  MEDEX is a premier provider of emergency medical and security-related services for international corporate and individual travelers. David Mair is a Former President of the Risk and Insurance Management Society and of the Nonprofit Risk Management Center.

Joanne Wojcik is a senior editor of Business Insurance and also Joanne Wojcikserves as Editor of the publication's Mid-Market Executive Channel. She has covered risk management and employee benefits issues for Business Insurance for more than 25 years. She can be reached at Follow Joanne on Twitter at


Your registration information will be shared with the sponsor of this online event. The sponsor, Zurich Insurance, may contact you following the event.

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